Vehicle Financing

Our self-serve car loan calculator helps you estimate your monthly payments. Whether you're financing a new or used vehicle, our calculator considers important factors like loan amount, interest rate, loan term, down payment, and trade-in value to give you an accurate payment estimate. Please feel free to play around with your down payment, and include the trade-in value from our free trade-in valuation request form!

*Please note: Payment estimates do not include Sales Tax or Fees. Contact Universal Ford for complete details.*

Sample Car Payments

Sample Payments15% Down20% Down25% Down30% Down
Vehicle Price$38,000$38,000$38,000$38,000
Down Payment$5,700$7,600$9,500$11,400
Trade-In Value$7,000$7,000$7,000$7,000
Interest Example7.9%7.7%7.5%7.3%
Loan Term72 months72 months72 months72 months
Total Loan$25,300.00$23,400.00$21,500.00$19,600.00
Monthly Payment$442$406$371$336
Loan Calculator
*Payment does not reflect or include Sales Tax or Fees. See Dealer for full details
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