Vehicle Financing

When considering a new vehicle, it's crucial to get a handle on potential monthly expenses. At Universal Ford, we aim to make this step easier for you with our hassle-free car payment calculator. Specifically tailored for our Calgary and broader Alberta audience, this auto payment calculator helps you get a quick estimate based on the vehicle price, interest rate, and loan term. Whether you're using our car payment calculator in Alberta to determine payments for a sleek sedan or a rugged truck, you'll find it incredibly user-friendly. Try our car loan calculator now.

Vehicle Financing

We Offer Financing Solutions Regardless of Your Credit Situation

At Universal Ford, we firmly believe that everyone deserves the car they've always dreamt of, irrespective of their credit history. With the help of our car payment calculator, you can get a clearer picture of your financing capabilities, helping you make informed decisions.

Applying for New Car Financing

What You Should Consider When Applying for a Car Loan

Embarking on the car buying journey can be exhilarating, but it’s essential to be equipped with the right knowledge. Before delving in, consider utilizing our auto payment calculator to get a preliminary view of what your financial commitment could look like.

Getting a Used Car Financing

Buying vs Leasing a Vehicle

One of the primary decisions prospective car buyers grapple with is whether to buy or lease. Each option carries its set of advantages and constraints. By inputting various scenarios into our car payment calculator, you can gauge the monthly differences and decide which aligns with your financial goals.

CMP Auto Provides Vehicle Financing in Calgary for Any Type of Credit

Buying a New Vehicle vs a Used One

Choosing between a new vehicle and a used one is a pivotal decision, and each comes with its own set of advantages. New vehicles not only offer the latest features, safety enhancements, and technology, but they also provide peace of mind with manufacturer warranties and the sheer joy of owning something brand-new. On the other hand, opting for a used car can provide significant financial savings, allowing buyers to potentially acquire a higher-end model for their budget than if purchasing new. However, the decision isn't solely about features or cost; it's about value. Using our car payment calculator, you can easily compare the financial aspects of both options. This tool allows you to see how different loan amounts, representative of new or used car prices, impact monthly payments.


How long will it take for me to get a car financing approval at Universal Ford?

Typically, the approval process at Universal Ford spans a couple of days. However, this duration can fluctuate based on individual circumstances. For a more accurate estimate tailored to your situation, it's recommended to consult directly with our team.

What's the best duration to finance a car?

The ideal term for car financing hinges on individual preferences and financial capabilities. While some opt for shorter durations to minimize interest, others prefer longer terms for reduced monthly payments. Try our car payment calculator to see how different terms impact your monthly obligations.

What kind of interest rates does Universal Ford provide?

The interest rates at Universal Ford are determined by a myriad of factors, including the specific car you're aiming to finance, the duration of your financing term, and your credit profile. For a precise rate that aligns with your situation, please reach out to our advisors who will provide in-depth insights.

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*Payment does not reflect or include Sales Tax or Fees. See Dealer for full details
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