Auto Financing Solutions for All Types of Credit

At Universal Ford in Calgary, we specialize in providing car financing solutions tailored to every credit situation. With 70 years of experience in the business, our financing personnel are dedicated to making car loans an easy process.

Over the decades, we've deepened our relationships with lenders, from banks to credit unions, ensuring you get the best possible terms for our loyal customers. Our experience and dedication mean you're in good hands—and in our time, we've helped many customers get their car loans.

Good or Bad Credit Car Loans in Calgary

Whether you have bad credit, no credit, or you’re just becoming a first-time car buyer, Universal Ford Lincoln is here to help. We understand that life can have its financial complexities, and we're committed to finding the right financing solution for you. Get your budget in mind with our helpful car payment calculator—and then see if you're already pre-qualified for an auto loan!

How to Apply for New Car Financing

Applying for new car financing at Universal Ford starts as stress-free as possible, even if your credit history isn’t perfect. Our sales advisors are ready to help you find the best options with some of the top offers for new vehicles. Our finance department will then work with you to create the best financing plan for your needs. We'll guide you through the credit application process and answer any questions you have.

We offer a wide range of new GM vehicles, from spacious SUVs for the family to sporty sedans and rugged trucks. Choose from popular brands like Chevrolet, Buick, and GMC. Whatever your style and budget, we have a new vehicle that fits your needs—and your first step is getting prequalified!

Financing Your Next Used Car

Used vehicles offer incredible value, and their affordability makes them an excellent choice for many buyers. At Universal Ford, we have a vast selection of quality used vehicles in Calgary and flexible financing options to help you drive home in one.

Whether you have good credit, bad credit, or no credit, we provide used car financing solutions that fit your budget and lifestyle. Our car finance application process is designed to be quick, secure, and hassle-free.

First, we'll assist you in selecting a pre-owned vehicle from our extensive inventory that meets your needs and preferences. Then, our financing department will work with you to find the best financing options and create a personalized plan.

We'll guide you through the credit application process, ensuring you understand every step. Once your loan is approved, you'll be ready to hit the road in your new-to-you vehicle. Plus, if you're trading in your old car, you can use the value to lower your payments even further, making it easier to upgrade to the car you've been dreaming of.

Easy Trade-In Valuation for Help Financing New or Pre-Owned Vehicles

At Universal Ford, we don't just offer car loans; we also provide a seamless vehicle trade-in service. Whether you're looking to trade your old car for a newer model or simply want to sell your vehicle, we're here to assist you. When you finance a new vehicle with us, your trade-in can significantly lower your monthly payments, making it easier to drive away in the car of your dreams.

Our trade-in specialists possess expert knowledge of the current market, ensuring that you receive a fair and competitive price for your used car, truck, van, or SUV. You can trust that you're getting a great deal for your trade-in, which makes upgrading to a new Ford, or any other vehicle, even more accessible.

At Universal Ford, we strive to make the trade-in process as straightforward and beneficial as possible for our customers. Value your trade-in, then get pre-qualified for your loan!

Car Service Financing

At Universal Ford, we understand that maintaining your vehicle is just as important as purchasing it. That's why we offer flexible car service financing options to help you manage the costs of repairs and maintenance.

Whether you own a new Ford model or a used vehicle of any make, our financing solutions ensure that you can keep your car in top condition without breaking the bank. By spreading out the cost of service over manageable payments, you can avoid the stress of unexpected repair bills and keep your vehicle running smoothly.

Regular maintenance and timely repairs give you longevity and performance in your vehicle—and with our maintenance or vehicle repair financing options—you can ensure that your car receives the best care affordably. Whether it’s routine maintenance for your new Ford or necessary repairs for your used vehicle, our service financing makes it easier to keep your car in excellent shape for years.

Why to Finance Your Next Vehicle with Universal Ford

At Universal Ford Lincoln, our family-owned dealership has been serving Calgary for over 7 decades, and our 38 Ford President’s-Award wins show how we pride ourselves on putting our customers first. Our commitment to exceptional service and our strong relationships with lenders ensure you get the best financing options available.

Whether you’re looking for a powerful new Ford truck or a reliable used vehicle, we’re here to guide you every step of the way. Ready to get started? Get pre-qualified for a car loan today!

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